Janitorial Service Bond: What It Is and Why It Matters

A janitorial service bond is a type of surety bond that protects your clients if an employee steals or commits fraud while on the job.
It’s designed for cleaning companies, janitorial service providers, and independent contractors who want to build trust, qualify for bigger contracts, and protect their reputation.
In this guide, you’ll learn:

• How a janitorial bond works
• What it typically costs
• How to get bonded fast with TMD

Janitorial Service Bond Overview

Purpose: To protect clients from losses caused by employee misconduct or theft during a cleaning job.
Who Needs It: Janitorial service providers, residential and commercial cleaning companies, and independent cleaners.
Coverage Amount: $2,500 – $100,000, depending on your business size and the level of risk.
TMD Surety Bond Rate: Starting at $100 per year

What Is a Janitorial Service Bond?

A janitorial service bond is a type of business service bond that guarantees client compensation if an employee steals or commits fraud while working. It provides peace of mind to your customers by proving that your cleaning business is trustworthy and financially backed.

How Does a Janitorial Bond Work?

A janitorial bond protects your clients from theft or fraud during a job. If your employee steals or commits fraud, the bond company may pay the client — and you must repay the bond company.

Three Parties Involved:

• Principal: You, the janitorial business. You’re responsible for your employees and must repay valid claims.
  • Obligee: Your client or contract holder. They file a claim if an employee steals or commits fraud.
  • Surety: The bond company. They investigate and, if the claim is valid, pay the client. Then they collect repayment from you.

How It Works:

• A client reports theft or fraud by your employee.
• The client files a claim with the bond company.
• The bond company investigates the claim.
• If valid, the bond company pays the client up to the bond amount.
• You must repay the bond company for the payout.

Protect your clients and build trust. Apply for your janitorial bond today.

What Does a Janitorial Bond Cover?

Understanding what a janitorial bond covers — and what it doesn’t — is key to managing client expectations and protecting your business.

Covered	Not Covered
Employee theft	Theft by subcontractors
Fraud by cleaning staff	Intellectual property theft
Damage from dishonest acts	Accidental damage
Loss of client property	Normal wear and tear
Stolen items during service	Poor workmanship

Why Get a Bond for Your Cleaning Business?

Being bonded shows clients you take responsibility for your team and their actions. It adds professionalism, builds trust, and helps you win more jobs — especially in residential and commercial settings.

5 Key Benefits of Getting Bonded:

1. Build trust and credibility with clients, especially for in-home services.
2. Qualify for larger commercial contracts that require bonding.
3. Provide financial protection for your clients in case of employee theft.
4. Stand out from non-bonded competitors in a crowded market.
5. Reduce dependency on liability insurance by covering theft-specific risks.

Turn trust into contracts. Get bonded and grow your cleaning business now.

Who Needs a Janitorial Bond in Texas?

Many commercial clients — and some residential ones — require a janitorial bond before hiring a cleaning company. It’s often a contract requirement.

Common Job Types That Need a Janitorial Bond:

• Commercial cleaning companies
• Residential house cleaners
• Office janitorial services
• Medical facility cleaning crews
• Post-construction cleaning teams
• Carpet and upholstery cleaners
• Window cleaning services
• School and daycare cleaners
• Move-in/move-out cleaning specialists
• Green or eco-friendly cleaning services

Clients trust bonded cleaners. Get yours today and book more jobs.

How Much Does a Janitorial Bond Cost?

A janitorial service bond starts at $100 per year for basic coverage. Your exact rate depends on your business profile and coverage needs.

5 Factors That Influence Cost:

• Number of Employees: More staff = higher risk.
• Bond Coverage Amount: Higher limits cost more.
  • Risk Exposure: High-value clients or sensitive locations may increase costs.
• Claims History: Past claims can raise your rate.
  • Business Age & Credit: New businesses or low credit may pay more.

Cost Table:

Coverage Amount	Annual Premium
$2,500 – $5,000	$100
$10,000	$111
$25,000	$165
$50,000	$227
$100,000	$288

How to Get Bonded for a Cleaning Business

Getting bonded helps you win more jobs and gives clients peace of mind. With TMD, the process is fast, easy, and affordable.

Step 1: Find Your Bond

Go to our online portal. Select “Business Service Bond” and choose your coverage amount. Pricing starts at $100.

Step 2: Submit Your Application

Fill out a quick form with your business details. It only takes a few minutes. We use this info to verify and process your bond.

Step 3: Buy and Receive Your Bond

Pay online and get your bond by email. Standard processing takes 2–4 hours. If everything checks out, we’ll issue your bond the same day.

Need help? Talk to a bond expert.

Janitorial Bond vs. Liability Insurance

Both bonds and insurance are important — but they serve different purposes. A janitorial bond protects your clients from theft, while liability insurance protects your business from accidents and lawsuits.

Feature	Janitorial Bond	General Liability Insurance
Who It Protects	Your client	Your cleaning business
Main Purpose	Covers client losses from theft or fraud	Covers accidents, injuries, or property damage
When It’s Needed	When clients require proof of trust	When required by property managers or jobsites
Who Files the Claim	The client	The business or affected third party
Repayment Required?	Yes — you repay the bond company	No — insurance covers the payout
Common Use	Trust-building and contract qualification	Risk protection for accidents and liability

 

Get Your Janitorial Bond Fast with TMD

Want to close more deals, build trust, and protect your clients? Get bonded today with TMD — your reliable partner for fast, affordable surety bonds.

• Fast, online approval process
• Competitive pricing starting at $100/year
• Coverage up to $100,000
• No credit check required below $100K

Don’t wait. Protect your janitorial business and secure more clients with a business service bond. Get Your Bond Now! 

FAQs About Janitorial Service Bonds

 

What Type of Bond Do I Need for a Cleaning Business?

You need a janitorial service bond, which is a type of business service surety bond. It protects your clients from dishonest acts committed by your employees.

Is a Janitorial Service Bond Required in Texas?

While not legally required by the state, many commercial clients and government contracts in Texas require janitorial bonds as part of their vendor screening process.

How Long Does It Take to Get a Janitorial Bond?

With TMD, most bonds are issued same day. The application takes minutes and approval is fast.

How Long Does a Janitorial Bond Last in Texas?

Most bonds are valid for one year, with annual renewal required.

Can I Get a Janitorial Bond With Bad Credit?

Yes. TMD offers no-credit-check options for bond amounts under $100,000.

How Do I Determine My Surety Bond Amount?

It depends on your client’s requirements or the contract size. Common bond amounts range from $5,000 to $25,000 for small businesses.

Does a Janitorial Bond Replace Insurance?

No. A bond protects your client, while insurance protects your business. Most cleaning businesses need both.