Landscaping Bond: What It Covers and How to Get One

A landscaping bond is a type of business service bond that protects your clients from theft or fraud by employees. This surety bond builds trust, protects your clients, and sets you apart in the landscape industry.
In this guide, you’ll learn:

• What a landscaping bond covers
• Who needs the bond, and why
• How to get bonded fast with TMD

Landscaping Bond TL;DR

• Purpose: Protect clients from theft or dishonesty during landscaping services
• Who Needs It: Landscapers, lawn care businesses, and landscape contractors
• Coverage Amount: $2,500 to $100,000 based on business size, risk, and contract requirements
• TMD Surety Bond Rate: Starts at $100 per year with no credit check under $100K

What Is a Landscaping Bond?

A landscaping bond is a business service bond that protects your clients if an employee steals from their property. This bond guarantees compensation for losses caused by dishonest acts, fraud, or theft.
Landscaping companies use this bond to build trust and show responsibility for their workers. Many clients require a business service bond before hiring a landscaping company.

How Does a Landscaping Bond Work?

A landscaping bond is a guarantee that protects your client from theft or fraud by an employee. If a landscaper steals or commits fraud, the client can file a claim for reimbursement.

Three Parties Involved:

• Principal: You, the landscaping business
• Obligee: Your customer
• Surety: The bond provider

Claim Process:

• The client files a claim for employee theft
• The surety company investigates the issue
• If valid, the surety pays the customer
• You reimburse the surety for the amount paid

 

Show your customers they can trust your team! Get bonded today!

 

What Does a Landscaping Bond Cover?

A landscaping bond protects against intentional theft, not accidents.

Covered	Not Covered
Employee theft	Property damage caused by equipment
Fraud or dishonest acts	Poor workmanship
Items stolen during a job	Losses from weather or natural events
Deliberate damage by employees	Damage caused by subcontractors
Theft by on-site staff	Normal wear and tear

Why Get a Landscaping Bond for Your Business?

Customers expect to hire a bonded landscaper for peace of mind.
Getting bonded boosts your reputation and lands better contracts.

Benefits of a Landscaping Bond:

• Builds trust with homeowners and businesses
• Shows you meet bonding requirements
• Covers fraud and theft-related liability
• Gives you an edge over larger landscape businesses
• Win more residential and commercial landscaping jobs

Be the bonded landscaping company customers trust. Apply today.

Who Needs a Landscaping Bond in Texas?

A bonded landscaping business builds trust with clients. It also qualifies for more jobs with homeowners, companies, and city contracts.

These businesses often need a landscaping bond:

• Lawn care providers: Mow, edge, fertilize, and maintain yards.
• Landscape contractors: Install sod, plants, mulch, and hardscaping.
• Tree care companies: Trim, prune, or remove trees and shrubs.
• Garden services: Design beds, plant flowers, and maintain seasonal gardens.
• Landscape subcontractors: Work under general contractors on bonded projects.
• Property maintenance firms: Handle mowing, cleanup, and yard work.
• Irrigation installers: Set up or repair residential and commercial sprinkler systems.

 

Show clients you are a bonded landscaping company. Start now!

 

How Much Does a Landscaping Bond Cost?

Landscaping bond pricing starts at $100 per year for $5,000 in coverage. The final rate depends on the bond amount, employee count, risk, and claims history.

These five factors determine the total bond amount:

• Employee count: More workers increase theft risk and raise your bond cost.
• Bond amount: Higher coverage requires a higher premium.
• Job type: Government or high-value jobs may raise your rate.
• Claims history: Past claims make you a higher-risk applicant.
• Business age and credit: New or low-credit businesses may pay more.

Coverage Amount	Annual Premium
$2,500 – $5,000	$100
$10,000	$111
$25,000	$165
$50,000	$227
$100,000	$288

How to Get a Landscaping Bond with TMD

TMD Surety Bonds makes the bonding process fast and simple. You can buy a landscaping service bond online in minutes.

Step 1: Find Your Bond

Go to our online portal. Select “Business Service Bond” and choose your coverage amount. Pricing starts at $100.

Step 2: Apply Online

Fill out a quick form with your business details. It only takes a few minutes.

Step 3: Pay and Receive Your Bond

Pay online. Receive your bond by email in 2 to 4 hours.

Need help? Talk to a bond expert today.

Landscaping Bond vs Liability Insurance

Business service bonds and liability insurance cover different risks. You may need both to protect your clients and landscaping business.

Feature	Landscaping Bond	Liability Insurance
Protects	Your customer	Your business
Covers	Employee theft or fraud	Injuries, property damage, legal claims
Who files the claim	The customer	Your business or a third party
Repayment required?	Yes, you repay the surety company	No, the insurance company pays
Main purpose	Build trust and meet contract terms	Cover business risks and liabilities

Get Your Landscaping Bond Fast with TMD

TMD is a trusted Texas bond provider with thousands of satisfied customers and same-day approvals.
Apply online and receive your bond in minutes with no credit check under $100,000.
We offer a simple bonding process, transparent pricing, and expert support.

Why Landscapers Choose TMD:

• Bonds start at $100 per year
• Instant online application
• Same-day digital bond delivery
• No credit check below $100K
• Local Texas experts ready to help

Don’t wait. Protect your landscape company and secure more clients with a business service bond.

 

Get Your Surety Bond Now

 

FAQs About Landscaping Bonds

Still have questions? Get quick answers about bonding, liability, costs, and compliance.

What Type of Bond Do I Need for Landscaping?

You need a business service bond, also called a landscape bond, to cover theft or fraud by your employees.
This surety bond shows you run a trustworthy company and meet state or contract requirements.

Is a Landscaping Bond Required in Texas?

Yes. Cities or counties in Texas may require a bond for commercial or public landscaping projects. A landscaping bond is a financial guarantee that protects the client if the landscaper doesn’t complete a project.

What Are the Landscaping Bond Requirements in Texas?

Landscaping bond requirements in Texas vary by city and project type.
In general, Texas cities may require a landscaping bond when:

The project is commercial or public.

• Landscaping is part of a permit or zoning condition.
• The city wants to ensure plants survive for a set time (often 1–2 years).
• The project value exceeds a specific threshold

Check with your local city or county for exact requirements.

Does a Landscaping Bond Cover Property Damage?

No. A landscaping bond only covers theft or dishonest acts by employees. You need liability insurance to protect against damage or injury to others.

How Long Does It Take to Get a Landscaping Bond?

You can get bonded in 2 to 4 hours with TMD’s fast online process. We issue most surety bonds the same day once your application is complete.

How Long Does a Landscaping Bond Last in Texas?

A landscaping bond lasts one year in Texas. You must renew the bond annually to stay compliant and covered.

Can I Get a Landscaping Bond With Bad Credit?

Yes. TMD offers surety bonds with no credit check for amounts under $100,000. You can still qualify even if your credit score is low or limited.

How Do I Determine My Surety Bond Amount?

Check your contract, job requirements, or local rules to find the required bond amount.
If no amount is outlined, base it on your employee count and the value of property you service.
Most small landscaping businesses choose $10,000 to $25,000 in coverage.
TMD offers bond amounts from $2,500 to $100,000. Prices start at $100 per year

Does a Landscaping Bond Replace Insurance?

No. A landscaping bond protects your clients from theft or fraud, not accidents or damage.
You still need general liability insurance to cover property damage and legal claims.