Get Your Texas Title Bond Starting at $100
Get your title bond in minutes when your original vehicle title is missing or damaged. TMD Surety Bonds provides the surety bond required for your bonded title application.
- Bonds start at $100
- No hidden fees
- All credit accepted
- Instant issue up to $15,000
- 12+ years of surety bond experience
Title Bonds up to $15,000
Start at $100
Title Bonds over $15,000
Custom pricing
What Is a Bonded Title in Texas?
A bonded title in Texas is a certificate issued when the original vehicle title is missing, damaged, or disputed. You can register, insure, and transfer ownership of a vehicle with a bonded title. The title includes a surety bond worth 1.5 times the vehicle’s value.
The surety bond protects against ownership claims for three years. After this period, the Texas Department of Motor Vehicles (TxDMV) issues a standard Texas title.
Bonded Title Overview
- Purpose: Proof of legal ownership when the original title is missing or disputed
- Who Needs It: Vehicle owners without valid title documentation
- Regulating Body: Texas Department of Motor Vehicles (TxDMV)
- Bond Amount: 1.5 times the vehicle’s assessed value
- Bond Cost: $100 flat rate for bonds $6,699 or less; $15 per $1,000 for bonds over $6,699
- Duration: 3-year active period before converting to a standard title
Who Needs a Bonded Title in Texas?
You need a Texas bonded title if the original is missing, damaged, or lists the wrong owner. It shows you own the vehicle when you can’t get a regular title.
Common reasons you need a bonded title in Texas:
- Missing original title: You lost the title or never received it from the seller
- Damaged title: You have a title that's damaged or unreadable
- Incorrect ownership: You have a title with wrong names or missing signatures
- Bill of sale only: You bought the vehicle, but never received the title
- Inherited vehicle: You received a vehicle from family without a proper title transfer
- Out-of-state title issues: You moved to Texas with a lost or invalid title
- Gifted vehicle: You received the vehicle as a gift without title documentation
- Lien sale purchase: You bought the vehicle at auction without receiving the title
How Much Does a Title Bond Cost in Texas?
A title bond costs $100 for bond amounts up to $6,699. Bonds from $6,700 to $15,000 cost $15 per $1,000. Bonds over $15,000 require a custom quote.
The Texas DMV determines your bond amount using the Standard Presumptive Value calculator. Your bond amount equals 1.5 times your vehicle’s assessed value. You pay only a small percentage of the total bond amount as your premium.
| Bond Amount Required | Your Cost |
|---|---|
| Up to $6,699 | $100 |
| $6,700 - $15,000 | $15 per $1,000 |
| Over $15,000 | Get a quote |
This pricing structure makes title bonds affordable for Texas vehicle owners. Most people pay the flat $100 fee and receive their title bond instantly online with no hidden costs.
Bonded Title Cost Calculator
Get your bonded title cost in seconds. Enter your vehicle details below to see your bond amount and final price.
This bonded title calculator uses the official Texas DMV formula (bond amount = 1.5x vehicle value). You’ll know an estimated price before you apply for a bonded title.
Calculate Your Bonded Title Cost
Get an instant estimate for your Texas bonded title
The results are a rough estimate only. Final pricing may vary.
How to Get a Bonded Title in Texas
Get a Texas bonded title in five simple steps. Follow this application process to secure vehicle ownership fast.
Step 1: Verify Your Bonded Title Eligibility
Verify you’re a Texas resident or military personnel stationed in Texas. Ensure your vehicle has a complete body, frame, and motor. Confirm it’s not junked or non-repairable.
Step 2: Submit Your Application to TxDMV
Submit these items to your nearest TxDMV Regional Service Center:
- Completed bonded title application (Form VTR 130 SOF)
- Ownership documents, like a bill of sale or invoice
- Lien release letter if the vehicle has a loan under 10 years old
- Valid photo ID, like a driver’s license or passport
- $15 processing fee
Bring these documents if they apply to your situation:
- Safety inspection report if the vehicle is out-of-state
- Law enforcement VIN inspection (Form VTR 68 A) for vehicles not titled in Texas
Step 3: Receive Your Notice of Determination
Step 4: Purchase Your Title Bond Online
Buy your title bond online within one year of approval. Title bonds start at $100. You need this surety bond to complete your Texas bonded title application.
TMD approves applications the same day and emails your bond certificate within minutes.
Step 5: File With Your County Tax Office
How to Get a Title Bond in Texas
Get your certificate of title bond when your original title is missing or damaged. The state of Texas requires this bond for vehicles without proper ownership documents.
Our bonding process is fast, simple, and secure. Start your online application today.
Why Choose TMD Surety Bonds?
TMD Surety Bonds has specialized in surety bonds for over 12 years. We partner only with AM Best A+ rated surety companies for reliable financial protection.
What sets TMD Surety Bonds apart:
- Instant Approval: Get your title bond online in minutes, not days
- Transparent Pricing: Title bonds start at $100 with no surprises
- All Credit Welcome: Bad credit approved with competitive rates
- Local Expertise: Team that knows Texas bonding requirements
- Proven Experience: Over 900 satisfied customers and 5-star Google reviews
- A+ Bonding Partnerships: Work with AM Best A-rated surety providers
FAQs About Bonded Titles
A bonded title proves you own a vehicle when the original title is missing or damaged. You buy a surety bond, submit documents to the Texas DMV, and receive a bonded title. The bonded title lasts three years and protects past owners from ownership claims.
Getting a bonded title is easy if you meet basic requirements. You apply through TxDMV, buy a surety bond, and submit paperwork to your county office. The process takes 2 to 4 weeks from start to finish. Vehicles with liens or title issues may take longer.
You must be a Texas resident or military personnel stationed in Texas to obtain a bonded title. Your vehicle needs a complete body, frame, and motor.
Required documents include proof of ownership, an application, photo ID, and a $15 fee. Out-of-state vehicles need inspection forms.
You can register, insure, sell, and operate your vehicle with a bonded title. A bonded vehicle title works like a regular title but includes a surety bond to protect against ownership claims.
No, a bonded title is not the same as a clean vehicle title. A bonded title is a vehicle title backed by a surety bond. The bonded title converts to a clean title after three years if there are no pending claims against the bond.
Yes, you can sell a vehicle with a bonded title. The title proves legal ownership. You must inform the buyer that it is a bonded title. The bond stays active for three years in case of ownership claims.
Yes, you can buy a car with a bonded title. Verify the seller’s ownership and inspect the vehicle first. The surety bond protects previous owners from false claims. Research the vehicle’s history before purchasing.
The bonded title process takes 2-4 weeks from application to approval. This timeline includes TxDMV review time, bond purchase, and final county office submission. Out-of-state vehicles may take longer due to required vehicle inspection and additional documentation.
A bonded title lasts for three years in Texas. The TxDMV issues a regular title after three years if there are no ownership claims. You do not need to renew the bonded title.
If you lose your bonded title, apply for a duplicate title through TxDMV. You must complete Form VTR-34, show a valid photo ID, and pay a fee. The duplicate will show the same bonded status as your original title.
Yes, you can get a title bond with bad credit. Bonding companies approve applicants with low credit scores. They may require higher bond premiums for poor credit.
TMD accepts most credit types and offers same-day title surety bond approvals.
Still Have Questions?
