Third-Party Debt Collector Bond


What is a Third-Party Debt Collector Bond?

Anyone performing the duties of debt collection in the State of Texas are required by the Texas Secretary of State’s Registrations Unit to post a surety bond as a prerequisite of their appointment. This is outlined in 392.001 of the Texas Finance Code. By posting this bond, third party debt collectors pledge to conduct business in accordance with the provisions of this statute. Specifically, this bond protects any person who is injured by a violation of the code from financial loss up to the full amount of the bond.

Purchasing Your Third-Party Debt Collector Bond

1. Click the Buy Now button.
2. Fill out the easy bond form.
3. Confirm your order and select how you would like your bond documents delivered. Email or regular mail.
4. Pay for your bond.
5. If you chose to have your documents emailed, you will receive them within minutes.

It’s that simple and fast!

Pricing & Terms


Surety bond costs are a percentage of the full bond amount, which is usually determined by your personal credit. Providing industry experience, strong personal credit, and business/personal financials will help lower your bond rate. Reach out for a quote today.

Bond Purchase Process

1. Find Your Bond

Third-Party Debt Collector Bond

2. Secure Pricing


3. Buy Online

Frequently Asked Questions

The entity requiring the bond (the obligee) will determine whether a bond is required. Bond requirements vary greatly by your occupation and location. However, fidelity bonds are insurance and are usually optional to obtain.

For the most part, yes. Bad credit can increase rates for license and permit bonds and most can also get approved for fidelity bonds regardless of credit. For contract bonds, larger contractors with poor credit can be approved with strong CPA-prepared business financials.

It’s a legally binding contract that you must sign to obtain a surety bond. The agreement guarantees that if you cause bond claims you will pay them in full.

Our Customers

Looking to Get Started or Have Questions?

The bonding process can be confusing and cumbersome. Our surety bond experts are standing by and ready to answer any questions. Let’s get you bonded today!